The volume, result of the experience accumulated within the academic activity in the matter, is addressed to the teachers and students interested in such discipline, as a thoroughly drawn up guide, as well as to those preoccupied for assimilating knowledge in this respect, both as clients, potential contractors of an insurance policy of any kind, and as specialists in insurance and reinsurance, providing the same with information coherent and consistent enough to influence, in a favourable direction, their decision-making capacity.