Willardson, Chad: - Chad Willardson, CFF, CRPC(R), AWMA(R), is the founder and president of Pacific Capital, a fiduciary wealth advisory firm serving entrepreneurs and families. His bestselling first book, Stress-Free Money, was featured in Forbes's "21 Books To Read In 2021" and his second book, Smart, Not Spoiled is increasing financial literacy among young people across the country. Chad also invests a $450 million portfolio as the elected city treasurer in his community. Recognized as one of the top wealth management experts in the country, he's been written about in The Wall Street Journal, Forbes, U.S. News & World Report, NBC News, Yahoo Finance, InvestmentNews, Entrepreneur, and Financial Advisor. He lives in Southern California with his wife, Amber, and their five children.