There are many reasons why we take chances. We find ourselves making decisions we know might be dangerous on some level, yet there is something which urges us to go ahead, insisting that the consequences really won't be that serious.

Chet Norem is no exception. He's a banker and confident in his skills in the realm of finance that have helped him arise from an earlier fall from grace to land in a comfortable life as president of the International National Bank in Harlowton, Montana. It's a small bank in a small town, but Chet is content there where he has earned the respect of employees and residents alike. The only fly in the ointment of his current life is his childhood friend Charlie, who always turns to Chet in times of trouble... which means often.

HARLO is the story of a man who has made some unfortunate decisions in the past and is about to do so again, despite the possible results, some of which he has considered, and others that could go far beyond any he may have imagined.

Brian Petersen has crafted characters for this story with all the qualities and quirks that paint a colorful picture of small town life and who affect both Chet's past and his future.

You will not regret meeting Chet Norem.