Oboist Georgiana Quilter is living on a sailboat, rebuilding her life after losing her dream job as a major orchestra oboist due to a gunshot wound. Her famous, dead boyfriend, whom she defended in a gunfight, is still hanging around.

Hired by the harbor master, Georgiana is tasked with getting a widow's signature on a dock replacement contract, but the woman is nowhere to be found. The murder next door, Georgiana deduces, coincides with her disappearance.

While contending with death threats, Georgiana faces a lawsuit from her deceased boyfriend's sister, an inability to play her oboe professionally, property break-ins, an assault and mugging, and the sudden reappearance of her long-lost father. In her investigations, she receives help from her sexy security-expert friend, Arceneaux, and her cop buddy, Lucy. Georgiana confronts those responsible for the widow's disappearance after she discovers the woman's fate.