The three members of the Saddle Club--Carole, Lisa, and Stevie--are the best of friends, bonded by their special love of horses. Now they're together on the long-awaited Mountain Trail Overnight. They are having such a perfect time that not even rich, snobby Veronica can spoil their fun. But a tragic accident, caused by Veronica's carelessness, makes Carole lose the one thing she loved most in the world.
When one of Pine Hollow's students makes a terrible mistake, causing a tragic accident, Carole is done with riding forever. Unless Stevie and Lisa can remind her what friendship and the Saddle Club are all about.