The Forever Paycheck: Supercharge Your Retirement Spending and Never Run Out of Money

A comfortable retirement is the American dream. Yet only 8% of people feel it's easy to achieve. Even if you have been saving money in your retirement accounts for decades, there are endless questions: Do you have enough money to retire? At what age? How much can you withdraw per year? With lifespans longer than ever, are you at risk of running out of money?

The solution? A paycheck that lasts for the rest of your life: a Forever Paycheck. With the power of a Forever Paycheck comes a simple, revelatory truth: you can spend more, and enjoy your life more, than you think you can.

It's a revolutionary concept. The latest research shows that workers who've been diligently socking money into their 401(k)s and IRAs get to retirement and can't bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to enjoy life to the fullest. Many find they can spend double - with no risk of running out.

The tools and the financial products exist to build a Forever Paycheck that's right for you. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you.

The Forever Paycheck is for you if:

• You want to be able to confidently spend in retirement without worrying about running out of money
• The thought of your paycheck ending fills you with dread
• You want a sanity check that your retirement plan will sustain you
• You're 40, 50 or 60 and really haven't thought about a retirement plan yet
• You want to be able to leave something for your kids (and/or causes) and still enjoy your money yourself