Heidi lives in sunny Sydney with her husband, daughter and dog Gonzo. She grew up in beautiful New Zealand, famous for 'kiwi ingenuity' and of course rugby! Growing up, Heidi's family moved a lot and did not have a great deal of money- two things which have shaped the way she sees real estate and finance. She spent 2 1/2 years living in and wandering around England and Europe before settling in Australia. She loves hanging out with family, travelling, tasting new foods, and exploring everything life has to offer. 'Mortgage Free' is the first of what will be many books in her 'how 2 without' series.