Johnny Sloper, the owner of a Bayonne, New Jersey marina, realizes he needs to turn around his life of empty carousing. One day he is informed that his family's heirloom, which he is next to inherit, is missing and may have been stolen. An inscription on it, which Johnny can only partially recall, intrigues his enlightened new friends, Michael and Robin, and they insist on helping him recover it. They have intuited that the inscription will have meaning for Johnny's desired life-changing shift. However, the subsequent search and recovery leave Johnny in danger. He's now forced to save himself and protect the lives of his friends as everything comes to a climax at New York City's Grand Central Terminal. It's there the wisdom he's gleaned from Michael and Robin, and the heirloom's inscription will be put to a test.