PHILIP MARCOVICI is a retired lawyer who consults with governments, financial institutions and wealth owning families on tax, wealth management, and related subjects. He is an expert in many of the issues faced by wealth- and business-owning families, including governance, trusts, partnerships, and other ownership and stewardship structures. He is a member of the Advisory Committee of the Hong Kong University of Science and Technology's Roger King Centre for Asian Family Business and Family Office and is a Founding Advisor to the Multi-Generational Leadership programme created by the University of Cambridge's Institute for Sustainability Leadership.